My experience with the James group and Esther Buede, specifically, was awesome. The ethic, efficiency and personal attention was top notch. I could not have had a better experience. This is the person and group you want to work with, if you want the best results. Thank you!!!

Esther is amazing! So grateful for her and her team. We were introduced to each other from a mutual friend, and Esther became an integral part of helping our family transition across the country. With interest rates being high and the housing market being a little crazy, we needed a lender who is willing to think outside the box and get us the best possible scenario for our family. Esther did exactly that. She’s friendly, knowledgeable, and very accessible. Anytime I had a call question issue, she got back to me with an answer right away. She played out multiple scenarios and really got us the best mortgage rate possible by combining different programs. I highly recommend using Esther for any mortgage lending. She will fight for you, she will work for you, she will get you the best deal and the best payment that’s possible. We are so pleased with our experience and our purchase, and our grateful to have a great team that helped make this transition smooth. I will gladly recommend Esther to all my friends and family. She is the best!

Esther Buede made refinancing my second home a breeze! She was there every step of the way and very responsive. She made the whole process simple, from start to finish!

I am certain that without Esther being astute regarding every step of this reverse mortgage process at all times, it would have never happened. Esther was very diligent through this intricate process in helping me reach the finish line. Esther was pleasant to work with, never being judgemental about my situation, demonstrating that she really cared. If you are considering a reverse mortgage, I highly recommend you contact Esther!

Excelente service. Kept me informed and answered all of my questions.

Greg and Esther were an amazing team and so easy to work with. Esther had her work cut out for her with our non conventional loan. My husband is self employed so it took several extra steps to make this happen. We’re so grateful for this team and their effort in helping us buy our first home.

I had the pleasure of working with Esther Buede at Choice Home Mortgage on a recent Chenoa Down Payment Assistance purchase. Esther is phenomenal to work with, and if you haven’t already, make sure to check out her library of fun and informative videos.

I recently had the pleasure of working with Esther Buede to secure a home loan for our clients Jerry and Paula and I cannot express enough how impressed I was with the level of service and experience she provided throughout the entire process. She exhibited professionalism and commitment that really put the clients at ease. She took the time to thoroughly explain the loan process to them that helped them understand terms, rates and potential outcomes. She worked together with me and all the members of the team that were there to help the clients purchase their home! One of her standout qualities of Esther is her exceptional communication skills. She was there to answer everyone’s questions promptly, returning calls and emails. Even during the busy times she made us feel like we were priority and greatly reduced the stress that comes with helping clients buy a home. Her proactive approach and clear transparent communication instilled a sense of trust and reliability that is essential when navigating the complexities of mortgage lending. I highly recommend Esther when it comes to finding a loan officer. She is a true asset to her field!

My wife and I have been wanting to purchase our first home for quite some time. After working with a few realtors, we were frustrated and tired. We struggled to find a team who were able to work with the complexities that we were facing. However. this AMZING team at Choice Home Mortgage changed our entire experience. Realtor, Ronald Nadelberg, provided so much support while connecting us with showings. He was able to find the most appropriate homes to view according to our unique family needs. His commitment to us was unmatched as he was determined to help us not only find a great home, but, the perfect home. Our lender, Esther Buede, made this process so smooth and stress-free. She broke down the steps and prepared us for what we should expect next. She provided simple, clear directions so that we were active participants through out. Knowing that we were well informed at all times gave us complete confidence in every step Ester made on our behalf. Additionally, the skills of negotiation by Gregory Toussieng, of Gregory James Group, were instrumental in our ability to purchase our dream home. Working his magic he was able to save us thousands of dollars on the price of our home. This fantastic team at Choice Home Mortgage has given us the opportunity to fulfill a life ling dream of owning a home. Their attentiveness to our overall experience gave us peace of mind and feeling safe in a purchase like this is priceless.

Esther is very professional and caring she believes in personal care to her clients. All you have to do is listen to her needs and she will make sure you’re journey is smooth to home ownership!! It’s been a very easy road for us!! I recommend her for all your needs!! Thank you again Jerry & Paula

Esther and Greg are by far the best in this industry!!! It was such a pleasure working with them! Esther was so detailed and organized, she made the process easy! I can not thank them enough for there hard work and would absolutely recommend them!!! They are the only ones I will ever trust to do a mortgage loan/ refinance with!!!!

Gregory Toussieng and Esther Buede made home purchasing an art. Greg got me my first home choice and Esther worked around the clock and was always available for all my questions. I didn’t feel one bit stressed, she made the experience exciting. She got me a great rate and knew when to lock it in. I highly recommend them both, they are an amazing team.

Esther helped my sister and I secure a home loan. She was patient, kind and always available when we had questions. Esther is a hard worker and got the job done within the time frame promised. I will be recommending Esther to all my friends who are in need of a home loan.

Oh my gosh, I am thrilled to tell you about our recent home buying experience! We are over the moon with excitement and it's all thanks to our incredible realtor, Greg Toussieng, and loan officer, Esther Buede. These two are simply amazing! I cannot express enough how impressed we were with their dedication to getting us into our dream home in El Cajon. They truly went above and beyond for us. Can you believe they drove all the way from Orange County multiple times just to ensure everything was perfect for us? We felt like they were right there with us every step of the way. We were referred to them by a close friend who couldn't stop raving about them and now we know why! Greg negotiated a fantastic price for our property, and Esther was an absolute lifesaver when it came to all the loan documentation. We honestly couldn't have done it without her. But it's not just their expertise that sets them apart - they are both incredibly friendly and down-to-earth. They made the entire process so enjoyable and stress-free. They were always available to answer any questions we had, whether it was a call, text, or email. We are so grateful to have worked with Greg and Esther, and we would recommend them to anyone looking to buy a home. They are true professionals, but also so easy to work with. Thanks to them, this was truly the best house buying experience we've ever had. We are already spreading the word to all our friends and family - Greg and Esther are the best in the business!

I am so grateful for Esther Buede and Greg Toussieng at Choice Home Mortgage! They were an answer to my prayers, and thanks to their help, I am now able to live more comfortably and stay in my home for the remainder of my life. From the very first time I contacted them, they provided excellent service and were a true blessing. Even when our first attempt to secure a reverse mortgage did not go as planned, Esther and Greg did not give up. They worked tirelessly to find another program that would work for me, and they were patient and understanding every step of the way. Their dedication and hard work paid off, and I am now enjoying the benefits of their expertise. I cannot thank them enough for all of the hours and time they put in to make sure I qualified for the loan and that everything went smoothly. I must admit that I am not very tech-savvy, and I had some trouble communicating with Esther through text messages. But she was so gracious and patient with me, and I appreciate her kindness and understanding. I highly recommend Esther Buede and Greg Toussieng at Choice Home Mortgage to anyone in need of a reverse mortgage. They truly went above and beyond to make sure that I received the help I needed, and I am so grateful for their service. Thank you both from the bottom of my heart!

We recently bought a home and we worked with Greg Toussieng as our realtor and Esther Buede as our loan officer. This Duo is amazing! They go above and beyond. Greg got us our property at a great price and Esther helped with all of the loan documentation. We couldn't have done it without Esther she is amazing and so helpful. They are both so responsive to every call and every text and every email. I highly recommend Greg and Esther. They are both professional and experts at their job. But, they're so down to earth and so friendly they just made us feel so relaxed and just made the whole process the best house buying experience we've ever had. I will recommend them to all of my friends and family.

Esther provided me with excellent assistance and I would highly recommend her for your loan needs.

The most excellent Company to work with. I was needing a Reverse Mortgage. God lead me to The Home Mortgage Company. I had tried other companies first, but not happy about their answers. Then Choice Home Mortgage, Ron Nadelberg answered. Cheerful and answered all my up front questions. The entire Company worked every day like clock work. I can't thank Jessica & Melissa for their hard effort. I have and will always continue to recommend this fine and capable Company to everyone considering a reverse mortgage. I believe I can say now that it's funded, I consider myself part of the family. A sigh of sorrow to say goodbye, but also one of friendship.

Ron Nadelberg and Jessica Sanfellipo at Choice Home Mortgage were so professional, patient, and persistent every step of the way to help us reach our goal of getting a cash out refinance to remodel our home. Thank you so much for all your hard work!

I had one of the best business interactions that I've ever had. Esther Buede made my loan application possible by taking the time to work with me and make my loan come to be in a very pleasant way, and she was always there for me when I needed her help on certain matters. Communications with her were more then excellent, and she always returned my phone calls promptly. I would highly recommend her to the people that I know.

Ron is my agent of Choice home mortgage, Ron made my refinance cash out simple easy much needed documents thou, this experience I've had in my many years of home ownership was not stressful at all as it has been in the past and I am grateful, when I'm ready to purchase my next home I will be sure to contact Ron Nadel of choice home mortgage great people.😉

Esther was great! She was very attentive and answer all our questions throughout the whole process. She was available through phone text and email. Very satisfied with their customer service

Choice Home Mortgage gets a A+ Greg and Esther did a outstanding job meeting all our needs and getting the job done from this point forward Choice Home Mortgage Greg and his team will get my future business thank you Greg and Esther for everything.

I for one was surprised, I had a great experience with this company C.H.M. The people that worked with me were amazing & on point. Specially my loan officer Ron Nadelberg, Melissa & Adele. I would highly recommend C.H.M. for financing to anyone. Great job guys. As long as you have the right info that they ask for, its a breeze. Quick closing & your on your way. "THEY WORK AS FAST AS YOU DO" !!!!!

Esther is amazing, she is very knowledgeable person. She worked really hard getting the loan process fast and easy. She really friendly and answer any questions I have about my loan. She is really good about keeping updated with the loan process from the beginning to the end. I will definitely recommended friends and family.

Very professional and a great experience.

My new super Star..Ron.. When I chose to go with Choice Home Mortgage..it was the best refinance decision I made for us. Ron,was from the beginning very positive, knowledgeable, professional and caring..addressing my specific needs so effectively and efficiently. The obstacles we encountered, was addressed with speedy recovery as my situation was very delicate in nature. I am extremely grateful, thankful and totally appreciative to Ron for walking me through this challenging process..emerging with complete success to a grest outcome for our Refinance experience.. When we met some challenging situations, Ron,called in his expertise on our situation and Adelle came in an open new avenues to approach our delicate challenges..Thank you so very much Adelle. Extraordinarily powerfully dynamically executed by Ron and Adelle our refinance success story. Eternally Gratitude to Ron as he remained in constant contact with me throughout the entire process of making our refinance possible..Thank you soooooo very much. Truly and Sincerely, Karin Hubah. Wishing Ron and Adelle future success.. Will certainly refers family and friends to Ron.

This was the 4th biggest event of my lifetime ( behind getting married, having kids & buying the place in 2004 ). Refinancing to a great rate, on my time line & by very friendly staff from start to finish. It started with Esther who I told was competing against someone else for my business. I loved her attitude, her speed & professionalism. She made me feel like I was in charge. The numbers were similar from both companies but hers were slightly lower so I said let’s do this. Than Melissa was handed the ball with the numbers & the goal I had in mind for this loan. We worked well as a team. She left me a list of things the appraiser wanted done to make the appraisal go well. Esther called me ( informally ) to give me a heads up that the appraisal went well & the loan was moving forward , as I was on edge. Melissa & I continued working as a team right to me signing documents at 7pm yesterday which was my goal. My payment & interest rate is much lower & pleased with the old fashioned way I was treated from start to finish. I will be saving thousands on my loan over its lifetime.

Company is highly professional yet relatable on a personal level. They go above and beyond to get great results.

Esther Buede was fantastic to work with. She was polite, efficient, and knowledgeable. She walked us right through all of the steps and our loan was approved and funded in record time. I would absolutely work with Esther and Choice Home Mortgage on any future home loan needs.

I had an amazing experience with Choice Home Mortgage. Ron was incredibly responsive from the very first contact. He was available to answer any questions I had about the refinance process, day, night or weekend. Not only was he efficient and professional, but he was also very caring and personable. I felt like he really cared about me and my situation and that I wasn’t just a number or a case. From start to finish I felt confident with Ron and his team. I will definitely work with Home choice Mortgage again in the future and I highly recommend them!

Ron did an excellent job. He made the lending process an amazingly painless experience. All we had to do was provide the required information and he did the rest. Everything was taken care of expeditiously and he was always readily available to answer any questions we had. If we ever refinance, we will without question utilize his services again.

this is great company. Ive only worked here for a month but its wonderful. The people are compasionate about helping your acheive your mortgage goals.

Choice Home Mortgage took care of my refinancing and issues with great results and completion !!! I need to give a special shout-out to Steven Frank. This man answered all my texts and calls and went above and beyond my expectations !!!! He answered at all times and solved and took care of all my questions and concerns and did it professionally and confidentiality !!!! He is the MAIN reason why this all worked and was completed !!!! Even when I had doubts or questions….he took care of everything and then some. I know there was other people who were probably involved in all of this….and I thank you as well !!! But Mr. Frank was my main point of contact and he really deserves a lot of appreciation and thanks. I would very HIGHLY recommend this establishment for any and all banking/refinancing needs. They did me right , and I am VERY sure , that they will take care of your needs and wants with outstanding results !!! Hard to find good , trustworthy and competent people nowadays !!!! Trust me. This company is a good find. Thanks Choice Home Mortgage and Steven Frank !!!!

Wendy is professional and super efficient. The experience was painless !! Wendy was always available to answer questions and took the time to walk us through this process. Thank you !

I want to Thank Esther Buede and Gregory Toussieng for all the help and walking us through the entire process of refinancing. It was painless and no hidden surprises. Gregory even offered a helping hand on issues that did not have to do with the refinance. The customer service is the best I have ever delt with so far. Choice Home Mortgage is a company I can trust. I have no hesitation or doubt that I will recommend to my friends and family.

Ron was very personable with our Loan needs! He followed up with any issues that arose and represented us in a professional manner!

Choice Home Mortgage is simply amazing. Not only were I able to lower my monthly mortgage, but Ron went above and beyond to help me with whatever issue I had. They are truly there for you for all your mortgage need. I you need to re finance your home you can't go wrong with Choice Home Mortgage.

Our first home mortgage was back in 1981 at 17.5%. Since then we have purchased multiple properties and I cannot tell you how many times we have refinanced with different banks/brokers. Ron and his team provided a great rate along with excellent service! They made the process seamless. It truly was the easiest and most efficient refinance we have ever gone through. We have found our person! Highly recommend.

Working with the team at Choice Home Mortgage was nice and easy. They are responsive and will do their best.

Esther Buede, Greg Toussieng and Dan Sanfellipo went above and beyond to get me the best mortgage and cash out. They worked hard to get me the best rate and get my loan closed and funded. If you need a refi or first mortgage. I had some credit issues and they worked hard to get me a great rate . I highly recommend this team!

They were fantastic throughout the whole process

I had received a phone call from Choice Home Mortgage. I was not looking to re-finance, but I decided to return the call nevertheless. What ensued turned out to be a stroke of tremendous good fortune. Wendy Flores answered my call and selflessly invested the next 30 minutes educating me as to the potential to overcome the multitude of financing challenges I was positive I would face in a loan process. Twenty-seven days later, we closed the loan. This was far from my first home loan rodeo and I have to brag on Wendy for the unbelievable professionalism and creativity she brought to the process. She delivered a great loan at a great price in as painless a process as I have ever experienced. She set expectations throughout the process and delivered on every promise made. The service delivered truly stands out and has earned my highest respect and recommendation.

Excellent service!

Ron and Adelle were incredible. They both went above and beyond to get this refi done. They were always there to answer any questions that we had. They made this a very easy process. Thank you so very much. We look forward to working with you in the future.

Adelle and Ron of Choice Homes did an excellent job of my refinance with Rocket. They were very patient, knowledgeable and kind throughout the process. They went out of the way to allow for email communication since Cox filters do not recognize the Choice Home corporate emails by providing working emails for connection. I think you will find the Choice Home Loans staff professional and responsive to your home loan needs ensuring your close within 30 days successfully. Ann Gonzales

Grateful for team Ron/Adelle. Ron was friendly helpful since day one and gave me confidence and assured that he was there for me and to look out and made everything possible for the best my interest and proved it by making the best option in my refinance posible and made everything possible to make me happy and navigate thru the process quickly and uncomplicated from start to finish. Between him and Adelle the experience of refinancing was super smooth, quick and uncomplicated

We had the pleasure working with Patrick Brymer and he is a professional and kind person. He made easy, fast and possible to get approved. He went beyond our expectations. We not only got a great rate but, I have finally was approved from modification loan to a conventional loan. Choice Home Mortgage staff made it possible. I can't thank you enough for all your hard work and great service. Please if you are looking into refinancing and want a professional look into "Choice Home Mortgage". To all the staff at Choice Home Mortgage. Thank you for making our dreams come true. Happy Holidays to all!!!

Hi Just want anyone who is in need of refinancing their home to contact Esther with Choice Home Mortgage. Esther had to work very hard to get our current loan done. I was very behind on our companies spreadsheets. Esther was able to complete them for us to get our loan approved. She is very efficient. Esther kept the line of communication open with us throughout this process. Honestly Esther made it so easy. I felt like a good friend was helping us. You will be very happy once you choose Esther with your Mortgage process. Thank you Esther. Erin.

We had the pleasure of working with Wendy Flores. Wendy was on top of things! Wendy advised us to lock into our rate before rates increased and just like she predicted, rates increased the very next day. Wendy was very knowledgeable and offered great advise and helped us understand the process completely, from points to interest rates. We had a few snags along the way with our end and getting the necessary paperwork but Wendy was very patient and assisted in getting it done. Wendy went above and beyond! Thank you Wendy for all your help.

When I started looking to refinance my home, I spoke to many companies. Choice Home Mortgage and specifically Esther stood out way above the rest. From my first conversation with Esther she made me feel comfortable and made it clear how she could assist me. The entire process took about 1 week and went smoothly with no big surprises. Esther was always available for any questions and to keep me updated. I would definitely use Esther and Choice Home Mortgage again.

Everything went very well, the lady I was working with was very sweet and helpful throughout the entire process. Would recommend to anybody.

After my initial contact with Gregory Tousieng, we had a notary at our door and closed in 8 days. I never knew a home refinance could happen so quickly and painlessly!

Esther Buede was very friendly and very helpful. Always responded to all my phone calls and text, email right away. it was a pleasure doing business with her.

My team of Gregory and Esther did a fabulous job getting me two refinances within approxinately 6 weeks. The process was relatively painless and went very smooth. Any road blocks were steered around and we made it to the finish line with excellent results. Thanks guys!!! I will certainly take advantage of their professionalism again in the future. Keep up the good work team!!!

Extremely helpful, professional, very quick to respond, customer service is amazing!!! You should not go anywhere else! Wes and Wendy are absolutely top notch and my refinance would not have been possible without them. Thank you so much!!

Wesley was awesome. Loan was quickly and easily funded.

Very very satisfied with Wesley and Ron who handled our account.

You will never find a more professional and responsive team! Glad to have worked out our refinance with Choice Home Mortgage and wanted to give kudos to Wendy Flores for her stellar service throughtout the entire process.

We are so grateful for Wendy Flores. We had reservations about refinancing and all that it entails. Wendy and her team made the process stress free and seamless. Wendy went above and beyond to meet our needs. She kept us informed every step of the way. She answered what felt like a million of our questions. We would recommend Wendy Flores to our family and friends without hesitation because we know they would receive the best care as they make an important financial decision. Thank you Wendy!

I was with Mr. Cooper for at least 2019 and was pleased with their statements and dashboards. Around Jan 10, 2020 Mr. Cooper send me there Year End Statement and around Feb 21, 2020 Freedom Mortgage Corporation send me their ‘Welcome To Freedom Mortgage’. I had called Mr. Cooper and asked why they got rid of me and they said the mortgage was sold or transferred to Freedom no fault of mine. I decided to contact ‘Freedom Mortgage - Interest Rate Reduction’ around Jun 1, 2020. I’m not sure what the problem was but it took three attempts before I decided to reach out to Mr. Cooper on May 8, 2021 which finally funded Jul 3, 2021, way faster than Freedom. Not being too happy with my rates and thought Mr. Cooper could have done better, around Sep 2021 I started looking for better rates so looked into a website which led to lots of calls from Mortgage Professionals. I remember turning them all down except for Esther Buede from Elite Capital Solutions Inc. Choice Home Mortgage. I connected with her right away. She was sincere and I felt she was more compassionate than the others which compelled me to move forward with them and they got me processed and funded in 20 days. They submitted me on 9/14/21 and I received a ‘Congratulations your loan has funded’ letter 10/4/21 . Her team had it all done in a short time with far less tension than the prior two. They defiantly went all out for me. I felt taken cared of every step of the way. I wish I had reached out to them first. Thank you so much Esther Buede and Catherine Llarena.

Now that my transaction with your company is completed I would like to recognize a very special lady. Like so many others, going thru the process of a refi the experience can be very overwhelming. Even on a good day. Little did I know I was about to meet an individual who would take me by the hand and walk me thru each and every bump in the road. Thanks to her steadfastness and a never give up attitude I can now express a special thank you to Esther Buede. In my lifetime I have worked with several mortgage company's I must say that the representatives that we encounter along the way leave us with a positive or negative experience. Thank you again, Esther for making mine positive.

I am very appreciative to the Choice Home Mortgage team and especially Patrick Brymer for making my refinance go so smoothly. I was able to refinance my home, get cash out and still lower my payment by $400. Patrick was always available when I had questions, he was professional and made me feel comfortable throughout the entire process. Thank you!

Very smooth process from start to finish.Adelle and Melissa were terrific.Would highly reccomend them to anyone looking for home loan or refinance.